Unclaimed NZ

They're holding money that's yours. They're waiting for you to ask.

Nobody is hiding anything — the money is real, published, and sitting behind forms most people have never heard of. Here is who holds what, with sources, and a one-minute way to find out which of it is yours.

Inland Revenue — unclaimed money $619 million IRD alone holds $619 million in unclaimed money — and that is one register of five. IRD figure at 30 June 2025, reported July 2026 See if any is yours → Employers — a decade of holiday pay $961 million paid — so far Health NZ has paid $961 million in holiday-pay corrections, and roughly 86,000 former staff still haven't registered for theirs. Health NZ remediation programme page, 2026 Find your programme → Inland Revenue — donation rebates ~$250 million a year Around $250 million in donation rebates goes unclaimed each year, by industry estimates — a third of every receipted dollar, just sitting there. Industry estimate (Supergenerous, 2021) — not an IRD figure, and we say so Work out your credit → Your council — the rates rebate up to $830, thousands miss it Roughly 100,000 households claim the rates rebate; government research once put the eligible number near 300,000. The difference is people who never heard of the form. Claims: DIA; eligibility gap: DIA Service Innovation Lab research, 2018 (dated, labelled as such) Check your numbers → ACC — stale levy classifications $1.76 vs $0.10 A carpenter pays $1.76 per $100 of liable earnings; an engineering design consultancy pays $0.10. If your business changed and your classification didn't, you're paying the old number every year. ACC Levy Guidebook 2026/27 published rates (CU 42420 vs CU 78230) Check your invoice →

Not sure where to start? Answer seven questions.

Plain language, no login, nothing leaves your device — and out comes your personal checklist, with progress saved as you work through it.

Question 1 of 7 — answers stay on this device

KiwiSaver deductions and holiday pay both ride on payroll, and payroll gets both wrong.

Know what you're looking for?

All seven checks on one page — ACC levies, KiwiSaver, weekly compensation, holiday pay, donations, rates rebates, and the left-NZ pack.

See every check

The rules this whole site runs on

Every check is free to run, and "nothing found" is a real answer, shown properly. The only thing that ever costs money is a lodgement pack — your details in ready-to-send paperwork, addressed to the right place — and only when money is found. Nothing you type leaves your device, we never ask for a login, and we never act on your behalf: whatever you send, you send yourself, which is exactly why nobody can charge you a percentage of your own money.