UnclaimedNZ

They're holding money that's yours.
They're waiting for you to ask.

You worked for it. It is your money. And it is sitting with government departments and old employers because the system waits for you to put your hand up. We think that's worth fixing — so checking is free, for everyone, always. We show you what you're owed and how easy claiming it can be. And when a claim gets fiddly, that's where we earn our keep: a few dollars, flat, and we build the whole thing for you.

Find what's mine — 7 quick questions

IRD alone holds $619 million in unclaimed money — and that is one register of five. IRD figure at 30 June 2025, reported July 2026

Save your details once

Name, email, phone. Enter them once here and every form, letter and pack on this site comes out already filled in — the ACC reassessment, the myIR messages, the employer emails, the KiwiSaver provider letters. Seven checks, one lot of typing.

Filling them in is what we do. Checking is free and stays free, however many of the seven apply to you — you only ever pay if you want the finished paperwork. One flat fee covers all your personal checks together, however many find something. The ACC levy check is a business claim and is priced on its own.

Optional, and it stays on this device — no account, nothing sent anywhere. Skip it and every check still works; you will just be typing your name into each pack instead.
Employers — a decade of holiday pay official figure, with our arithmetic $961 million paid — so far Health NZ has paid $961 million in holiday-pay corrections so far — to about 86,000 current staff and about 44,000 former staff. It says around 130,000 former staff were affected, so roughly 86,000 of them have not been paid yet. Former staff usually have to put their hand up before they see any of it. Health NZ remediation programme page, 2026
Payroll — your KiwiSaver statutory minimum 3.5% — but is it landing? Your employer must put in 3.5% of your pay. Whether the right amount actually lands in your account after tax is something almost nobody ever checks — the payslip and the provider statement have to agree with each other, and one payslip is enough to see whether they do. IRD KiwiSaver employer minimum from 1 April 2026
Inland Revenue — donation rebates industry estimate ~$250 million a year Around $250 million in donation rebates goes unclaimed each year, by industry estimates — a third of every receipted dollar, just sitting there. You claim it in myIR, your IRD account online at ird.govt.nz, and it takes minutes. Industry estimate (Supergenerous, 2021) — not an IRD figure, and we say so
Your council — the rates rebate official figure, with dated research up to $830, thousands miss it Roughly 100,000 households claim the rates rebate; government research once put the eligible number near 300,000. The difference is people who never heard of the form. Claims: DIA; eligibility gap: DIA Service Innovation Lab research, 2018 (dated, labelled as such)
ACC — stale levy classifications published rate $1.76 vs $0.10 A carpenter pays $1.76 per $100 of liable earnings — the income ACC charges the levy on — while an engineering design consultancy pays $0.10. The levy is the bill from ACC that every business gets, and the rate comes from your classification unit: the five-digit code on your invoice saying what ACC thinks your business does. If your work changed and that code did not follow, you are paying the old rate every year until somebody asks them to look at it again. ACC Levy Guidebook 2026/27 published rates (CU 42420 vs CU 78230)
ACC — weekly compensation statutory rate 80%, capped at $2,466.20 Weekly compensation is 80% of your pre-injury earnings, capped at $2,466.20 a week. Both numbers are published — which means both can be checked. AC Act 2001 Sch 1; ACC rates from 1 July 2026
Worked in NZ, then left official figure ~50,000 a year Nearly 50,000 working holiday visas are approved every year, and most who leave never claim their part-year tax refund — the agents who chase these take 12% of it. Doing it yourself is a flat fee. Immigration NZ 2024; competitor fee from MyTaxBack's published pricing

Not sure where to start? Answer seven questions.

Plain language, no login, nothing leaves your device — and out comes your personal checklist, with progress saved as you work through it.

Question 1 of 7 — answers stay on this device

KiwiSaver deductions and holiday pay both ride on payroll, and payroll is where both go wrong.

Know what you're looking for?

All seven checks on one page — ACC levies, KiwiSaver, weekly compensation, holiday pay, donations, rates rebates, and the left-NZ pack.

See every check

Why free, and what we charge for

We want you to get your money back. It's fair — it's yours, and you worked for it. So every check on this site is free, every result is free, and "nothing found" is a real answer shown properly. Plenty of claims you can send off yourself in minutes from what the free check tells you — and we show you exactly how.

Some claims are fiddlier: the right form, the right wording, the right address, the right order. That's the part people give up on, and that's what we charge for — a few dollars, flat, and you receive a completed pack in your name: every letter written, every form filled, a to-do sheet on top. You press send. Compare that with refund agents who take a cut of your money and want signing authority over your accounts — nobody should pay a percentage of what was already theirs.

And the ground rules never move: nothing you type leaves your device, we never ask for a login, and we never act on your behalf — whatever gets sent, you send it, under your own name.