Not sure where to start? Start here.

Government portals assume you already know which form you need. This does the opposite: seven plain questions with real answers rather than yes-or-no, no jargon, no login, nothing leaves your device — and out comes your personal list of the checks worth running, in plain order, with your progress saved as you go.

Question 1 of 7 — answers stay on this device

Have you been paid wages or a salary in New Zealand?

KiwiSaver deductions and holiday pay both ride on payroll, and payroll is where both go wrong.

What this is, honestly

Every check works out what you are owed, free. If you would rather do it the easy way, the pack comes filled in from your answers, addressed to the right place, with the steps numbered so there is nothing left to work out. The one thing we never do is press send for you: everything goes from you, under your own name, which is exactly why this service never needs your logins or an authority to act.